About Itzkhoa Investment

Who We Are

Itzkhoa Investment is a direct lending firm specializing in commercial real estate financing and business capital solutions. Based in Santa Clara, California, we serve clients throughout the United States with flexible, reliable funding backed by decades of financial expertise.

As a direct lender, we control our own capital and make our own decisions. This means faster approvals, more flexible terms, and a personal approach to each transaction. We're not bound by rigid institutional guidelines—we evaluate each opportunity on its merits and structure solutions that make sense for our clients' unique situations.

Our focus is on building long-term relationships with real estate investors, business owners, and entrepreneurs who value responsive service and creative financing solutions. We understand that timing is critical in competitive markets, and we're committed to delivering the speed and certainty our clients need to succeed.

Our Approach

We believe that successful lending is built on understanding. Every client has a unique story, unique goals, and unique challenges. We take the time to understand your business, your market, and your investment strategy so we can structure financing that truly serves your objectives.

Our decision-making process is straightforward and transparent. You'll work directly with experienced professionals who have the authority to approve your loan. No committees, no waiting, no runaround. Just honest communication and prompt responses.

Whether you're acquiring a commercial property, refinancing existing debt, funding business expansion, or bridging between transactions, we bring the same commitment to excellence and client service to every engagement.

Our Core Values

Integrity

We operate with complete transparency and honesty in every transaction. Our word is our bond, and we expect the same from our partners.

Responsiveness

Time is money in the lending business. We respond quickly to inquiries, move fast on approvals, and close on schedule.

Flexibility

No two deals are alike. We customize our loan structures to fit your specific needs rather than forcing you into rigid products.

Partnership

We're not just lenders—we're partners in your success. When you succeed, we succeed. That alignment drives everything we do.

From Our Founder

I founded Itzkhoa Investment with a simple mission: to provide the kind of lending service I wish I'd had access to as a real estate investor and business owner. The traditional lending landscape is often slow, inflexible, and impersonal. I knew there was a better way.

At Itzkhoa Investment, we focus on relationships over transactions. We get to know our clients, understand their goals, and structure financing that helps them achieve those goals. Every loan we make is an investment in a partnership we hope will last for years.

Thank you for considering Itzkhoa Investment for your financing needs. I look forward to the opportunity to work with you.

— Kho Tran, Owner